Belissa, Temesgen, Lensink, Robert and Marr, Ana ORCID: 0000-0002-8764-5682 (2024) The impact of bundling index insurance with credit and input vouchers: experimental evidence from Ethiopia. Journal of Economic Behavior and Organization. pp. 8-28. ISSN 0167-2681 (Print), 2328-7616 (Online) (In Press)

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Abstract

This study assesses the uptake and impact of bundling index insurance with credit and input vouchers through a randomized control trial experiment. Smallholder farmers in Ethiopia are randomly assigned to a control group and three treatment arms, namely: (1) stand-alone index insurance with upfront premium payment, (2) stand-alone index insurance with delayed premium payment, (3) bundled index insurance with credit and delayed premium payment, or (4) bundled index insurance with credit and input vouchers with delayed premium payment. Distinguishing itself from previous studies, our research specifically isolates the impact of bundling from that of delayed premiums. The results highlight the crucial role of the bundled aspect (i.e., credit and inputs), not only in increasing uptake but also in fostering farming investments and productivity.

Item Type:	Article
Uncontrolled Keywords:	index insurance; bundled index insurance with credit and inputs; randomized control trial; consumption smoothing; investment in agricultural inputs
Subjects:	H Social Sciences > H Social Sciences (General) H Social Sciences > HF Commerce H Social Sciences > HF Commerce > HF5601 Accounting
Faculty / School / Research Centre / Research Group:	Faculty of Business
Last Modified:	12 Apr 2024 08:16
URI:	http://gala.gre.ac.uk/id/eprint/46687

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