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Effectiveness of rural microfinance: what we know and what we need to know

Effectiveness of rural microfinance: what we know and what we need to know

Marr, Ana (2012) Effectiveness of rural microfinance: what we know and what we need to know. Journal of Agrarian Change, 12 (4). pp. 555-563. ISSN 1471-0358 (Print), 1471-0366 (Online) (doi:10.1111/j.1471-0366.2012.00373.x)

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Abstract

The effectiveness of rural microfinance in improving livelihoods among people living in rural communities remains uncertain. This is not only because of weaknesses in the design and implementation of microfinance, but perhaps more critically because of constraints in the rural financial environment. Despite the existence of limited rigorous studies, this paper presents state-of-the-art evidence on the impact of microfinance on beneficiaries, with particular emphasis on issues of rural finance, and argues that for microfinance to be more effective, not only do new impact methodologies and more diverse types of financial services need to be developed, but also, primarily, risks and operating costs need to be reduced to make rural clients more attractive to financial intermediaries.

Item Type: Article
Uncontrolled Keywords: rural microfinance, poverty reduction, rural development
Subjects: H Social Sciences > HG Finance
Faculty / Department / Research Group: Faculty of Business > Department of International Business & Economics
Faculty of Engineering & Science > Natural Resources Institute
Faculty of Engineering & Science > Natural Resources Institute > Development Studies Research Group
Faculty of Engineering & Science > Natural Resources Institute > Food & Markets Department
Faculty of Business
Faculty of Engineering & Science
Related URLs:
Last Modified: 14 Oct 2016 15:46
Selected for GREAT 2016: None
Selected for GREAT 2017: None
Selected for GREAT 2018: None
URI: http://gala.gre.ac.uk/id/eprint/8352

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