Nazir, Muhammad Arsalan ORCID: https://orcid.org/0000-0001-5416-9010 and Roomi, Muhammad Azam (2021) Barriers to adopting electronic commerce for small and medium-sized enterprises in emerging economies. Emerging Markets Journal (EMAJ), 10 (2). pp. 44-55. ISSN 2159-242X (Print), 2158-8708 (Online) (doi:10.5195/emaj.2020.203)