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Salimon, Maruf Gbadebo ORCID: 0000-0002-9071-7579 , Kareem, Olanrewaju, Mokhtar, Sanuri Mohd, Aliyu, Olayemi Abdullateef, Bamgbade, Jibril Adewale and Adeleke, Adekunle Qudus (2021) Malaysian SMEs M-Commerce adoption: TAM 3, UTAUT 2 and TOE approach. Journal of Science and Technology Policy Management, 14 (1). pp. 98-126. ISSN 2053-4620 (doi:https://doi.org/10.1108/JSTPM-06-2019-0060)

Salimon, Maruf Gbadebo ORCID: 0000-0002-9071-7579 , Aliyu, Olayemi Abdullateef, Yusr, Maha Mohammed and Perumal, Selvan (2021) Smartphone banking usage in Nigeria: gamification, technology acceptance and cultural factors empirical perspectives. Electronic Journal of Information Systems in Developing Countries, 87 (4):e12174. ISSN 1681-4835 (Online) (doi:https://doi.org/10.1002/isd2.12174)