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Financial services for small and medium-scale aquaculture and fisheries producers

Financial services for small and medium-scale aquaculture and fisheries producers

Kleih, Ulrich, Linton, John, Marr, Ana ORCID: 0000-0002-8764-5682, Mactaggart, Murdoch, Naziri, Diego ORCID: 0000-0002-8078-5033 and Orchard, John E. (2012) Financial services for small and medium-scale aquaculture and fisheries producers. Marine Policy, 37. pp. 106-114. ISSN 0308-597X (doi:

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This article summarises the results of case studies carried out in six developing countries. The case studies analyse the economics of small and medium-scale aquaculture and fisheries enterprises, in particular their capital requirement to cover investment and operating costs, and discuss the demand and supply of financial services. Given that capture fisheries face problems in many parts of the world due to stagnating or declining stocks, it is likely that in the future aquaculture, including mariculture, will have to play an increasing role in supply. In order to achieve sustainable growth in aquaculture businesses in sub-Saharan Africa a range of constraints—technical and financial—need to be overcome. Traditional financial instruments seem unable to meet the financial needs of small and medium-scale enterprises (SMEs) in the aquaculture and fisheries sector. Accordingly, innovative financial models for SMEs need to be developed to fill the gap between traditional banking and grant-based donor finance. One key characteristic of investment funds specialising in SMEs in Africa is the combination of investment funds with business development funds in order to ensure the economic growth of SMEs as well as the likelihood of prompt loan repayment.

Item Type: Article
Additional Information: [1] Published in: Marine Policy, Volume 37, January 2013 - Social and cultural impacts of marine fisheries.
Uncontrolled Keywords: financial services, fisheries, aquaculture, Africa, small and medium-scale enterprise, SME
Subjects: H Social Sciences > HF Commerce
S Agriculture > S Agriculture (General)
S Agriculture > SH Aquaculture. Fisheries. Angling
Faculty / School / Research Centre / Research Group: Faculty of Engineering & Science > Natural Resources Institute
Faculty of Engineering & Science
Related URLs:
Last Modified: 22 Oct 2020 17:09

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