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Inclusive finance and agricultural development in Africa

Inclusive finance and agricultural development in Africa

Turvey, Calum and Shee, Apurba ORCID: 0000-0002-1836-9637 (2023) Inclusive finance and agricultural development in Africa. In: Hartarska, Valentina and Cull, Robert, (eds.) Handbook of Microfinance, Financial Inclusion and Development. Economics 2023 - Elgar Handbooks in Development . Edward Elgar - International Bank for Reconstruction and Development - The World Bank, Cheltenham and Masachussetts, pp. 357-382. ISBN 978-178990386; 978-1789903867; 978-1789903874 (doi:

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This chapter provided an overview of agricultural credit and financial inclusion in Africa, but with limited focus. The reality is that each country has unique financial structures and programs with varying degrees of access and usage. There is significant variability between West and East Africa, and Northern and Southern Africa. This is evidenced by the heterogeneity in the common elements such as deposits, credit, mobile use or insurance discussed herein. Financial inclusion in Continental Africa has mixed impacts depending on country and region. A significant number of micro-studies across Africa concludes that there is a relationship between agricultural credit and agricultural productivity, and with respect to insurance outcomes look promising except, perhaps, for the very poor. The very poor need specifically targeted policies that could include subsidies.

Item Type: Book Section
Uncontrolled Keywords: inclusive finance; agricultural development; microfinance; Africa
Subjects: G Geography. Anthropology. Recreation > GF Human ecology. Anthropogeography
H Social Sciences > HB Economic Theory
S Agriculture > S Agriculture (General)
Faculty / School / Research Centre / Research Group: Faculty of Engineering & Science
Faculty of Engineering & Science > Natural Resources Institute
Faculty of Engineering & Science > Natural Resources Institute > Food & Markets Department
Related URLs:
Last Modified: 24 Nov 2023 12:01

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