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Financial inclusion and poverty: The case of Peru

Financial inclusion and poverty: The case of Peru

Schmied, Julian and Marr, Ana (2017) Financial inclusion and poverty: The case of Peru. Regional and Sectoral Economic Studies, 16 (2). pp. 1-26. ISSN 1578-4460

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Abstract

Poverty is ostensibly a multi-dimensional issue. Economic, social and political forces play a role in its creation as well as in its eradication. Financial inclusion, understood as the provision of micro-loans to populations that have never before had access to lending, has for some time been considered a useful way to help reduce poverty. In this paper, we employ a panel data analysis based on a unique 2008-2010 database on financial inclusion in Peru. Exploiting the variation between departments, our regression results show that financial inclusion does have an alleviating effect on various indicators of poverty. However, coefficients are small and insignificant. Instead, the access to communication technology, such as the internet, plays a superior role in explaining poverty in Peru.

Item Type: Article
Uncontrolled Keywords: Financial inclusion; poverty; microfinance; econometric analysis; Peru
Subjects: H Social Sciences > HC Economic History and Conditions
Faculty / Department / Research Group: Faculty of Business
Faculty of Business > Department of International Business & Economics
Faculty of Business > Greenwich Political Economy Research Centre (GPERC)
Faculty of Engineering & Science
Faculty of Engineering & Science > Natural Resources Institute
Faculty of Engineering & Science > Natural Resources Institute > Development Studies Research Group
Faculty of Engineering & Science > Natural Resources Institute > Food & Markets Department
Faculty of Engineering & Science > Natural Resources Institute > Food Systems Research Group
Related URLs:
Last Modified: 17 Apr 2018 18:16
Selected for GREAT 2016: None
Selected for GREAT 2017: None
Selected for GREAT 2018: GREAT a
URI: http://gala.gre.ac.uk/id/eprint/15863

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