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Financial inclusion in Peru

Financial inclusion in Peru

Marr, Ana and Schmied, Julian (2013) Financial inclusion in Peru. In: 9th University Meets Microfinance Workshop: Financial Inclusion and Microfinance in Latin America, 30-31 May 2013, Universidad de Salamanca, Salamanca, Spain. (Unpublished)

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Abstract

Poverty is ostensibly a multi-dimensional issue. Economic, social and political forces play a role in its creation as well as its eradication. Financial inclusion, understood as the provision of micro-credit to populations that have never before had access to lending, has for some time been considered a useful way to help reduce poverty. In this paper, we have taken a two-pronged approach: (1) we tested the power of financial inclusion in influencing poverty outcomes, and (2) we identified those features in the microfinance institutions (MFIs) that closely determine the extent of financial inclusion. To this end, we gathered original data on financial inclusion in Peru for three years, 2008-2010, and employed a panel data analysis which concluded that financial inclusion has an alleviating effect on poverty and that larger MFIs – and those that target the poorer clients – tend to be more successful in enhancing financial inclusion.

Item Type: Conference or Conference Paper (Paper)
Additional Information: [1] This paper was first presented at the 9th University Meets Microfinance Workshop: Financial Inclusion and Microfinance in Latin America, held from 30-31 May 2013 in Salamanca, Spain.
Uncontrolled Keywords: microfinance, financial inclusion, Latin America, (MFIs), microfinance institutions
Subjects: H Social Sciences > HB Economic Theory
H Social Sciences > HG Finance
Faculty / Department / Research Group: Faculty of Business > Department of International Business & Economics
Faculty of Engineering & Science > Natural Resources Institute
Faculty of Engineering & Science > Natural Resources Institute > Development Studies Research Group
Faculty of Engineering & Science > Natural Resources Institute > Food & Markets Department
Related URLs:
Last Modified: 14 Oct 2016 09:24
Selected for GREAT 2016: None
Selected for GREAT 2017: None
Selected for GREAT 2018: None
URI: http://gala.gre.ac.uk/id/eprint/10066

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